In the event of Transaction remaining Pending on the Day of Transaction conducted by the Members, respective member should wait for a period of 48 to 72 Hours for Bank Reconciliation activity. Bank will intimate the status of transaction to YMCA. Member can call the YMCA and inquire about the status of payment in 48 to 72 Hours; should not initiate second transaction in case the Transaction remains Pending on the Day of Transaction. The Transaction amount that is debited from customer's Bank Account towards Online Payment remains with the customer's Bank till the time of final bank reconciliation activity.

In an event of double payment being received by YMCA, YMCA will credit the amount to the Member's account or refund the amount by Cheque or Electronic mode, as per its discretion.