This document is an electronic record in terms of Information Technology Act, 2000 and rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.

Your use of the www.ymcaic.com, and/or any of the related microsites signifies your agreement to the terms and conditions described below and the bye-laws of YMCA.

YMCA, reserves the right to modify this agreement at any time, and without prior notice, by posting amended terms on the Web sites. Your continued use of the Web sites indicates your acceptance of the modified terms and conditions.

Links to Other Web Sites and User-Supplied Content
Our Web sites contain links to other Web sites ("Third Party Sites"). These Third Party Sites are not monitored or checked for accuracy or content by YMCA, and YMCA is not responsible for the content of or any damages that result from your visiting any Third Party Sites accessed through our Web sites. The links to Third Party Sites on our Web sites do not imply any endorsement or approval by YMCA of those Third Party Sites or any Third Party goods or services. If you leave our site to visit a Third Party Site, you do so at your own risk (including the risk of encountering computer viruses or other malicious computer codes) and should be aware that Sport's Terms of Use and Privacy Policy no longer govern.

User Submissions and Conduct
By accepting these Terms of Use, you agree not to:

·       Post content or initiate communications that are unlawful, libelous, abusive, obscene, discriminatory, or otherwise objectionable, as well as post material that encourages conduct by others that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or international law.

·       Use our Web sites to post commercial solicitations, except where explicitly allowed.

·       Distribute any content or user-supplied information without expressed written consent from YMCA.

·       Post any content that violates copyright, trademark, privacy, publicity, or other personal or proprietary rights.

·       Collect user e-mail or contact information for the purposes of sending unsolicited commercial communications or solicitations.

·       Impersonate another user or post content under another user's account.

·       Upload to our Web site any content that contains computer viruses or other malicious computer code.

·       Alter or modify any part of these Web sites.

·       Upload or post any information or communications that you do not have the right to disclose.

Monitoring and Enforcement
YMCA staff reserves the right to monitor information uploaded to the site and will remove any content deemed to be in violation of these Terms of Use.

Indemnification
You agree to indemnify YMCA, its trustees, officers, employees, and agents from and against any and all liabilities, expenses and damages arising out of claims resulting from your use of the Web sites, your violation of these terms and conditions, and any claim that one of your submissions caused damage to a third party.

Governing Law
This agreement between you and YMCA will be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles.

What is YMCA's ePayment/Online Payment Service?
ePayment/Online Payment Service is simple and convenient way provided by YMCA to the members to pay their Membership Renewal Fees for Monthly usage charges online. It allows and enables the members to make payment online through YMCA's website instantly with multiple options like credit card, debit card and internet banking.

How do I make a payment for my membership renewal fees or Monthly Bill Payment?
YMCA offers multiple methods to make payments Online: Credit Card & Debit Card, Net Banking in addition to the regular payment options of Cheque and Cash. All Credit/Debit card details remain confidential and private. YMCA and our payment gateway service provider ensure to protect your card information.

As and when the Bill is raised by YMCA, members visit the website to make an online payment. Members select the payment options i.e. Credit Cards, Debit cards or Net Banking. Customer is then re-directed to the Gateway for cards and to the Bank for debit instructions, real-time online. Member gives online debit instructions and returns to the YMCA website. Member views on Online Acknowledgement/Receipt towards his Online Payment to YMCA. On receipt of payment information from the Gateway Service provider, updates its billing system giving credit to the respective members.

Are there any hidden Transaction charges when I make a payment on YMCA Website?
There are absolutely no hidden charges or any kind of Transaction charges on the members. YMCA is bearing the charges on behalf of our members. Only the Bill Amount payable by the member will be deducted from member's Card or Net banking Account.

How do I pay using a Credit/Debit card and is it safe?
We accept all VISA and MasterCard Credit cards and Debit Cards. Purchase/Payment limit through net banking & card is as per your card limit. All Credit/Debit card details remain confidential and private. YMCA and our trusted payment gateway service provider use encryption technology to protect your card information. YMCA's Payment Gateway Service provider's processes and controls are also certified PCI DSS standards.


What is the estimated Payment Updation Time?
The estimated time may be around 48-72 Hours